Rooted: A Housing Empowerment Summit · October 24, 2026 · Downing-Gross Cultural Arts Center Learn more →
The First Independent Community Land Trust in Newport News, Virginia

Be part of Newport News history.

We're building the city's first permanently affordable homes, so the families who keep Newport News running can own here, stay here, and build wealth here. Not for a season. For generations.

2023
Founded as the city's first independent Community Land Trust
0
Homes in our first active development
0
Permanently affordable homes planned by 2035
0
Years each home stays affordable, guaranteed by ground lease
In partnership with and community partners across Hampton Roads
Who We Are

Housing as a foundation, not a commodity.

Charity Means Love Foundation (CMLF) is a 501(c)(3) public charity founded in 2023 and the first independent Community Land Trust in Newport News, Virginia. We exist to combat displacement and gentrification, and to build neighborhoods where families can put down roots and stay for generations.

Across Hampton Roads, rising land costs and speculation push longtime residents out of the very neighborhoods they helped build. We take a different path. We keep decisions close to the people our work serves, with residents, neighbors, and local leaders helping shape what gets built and for whom. And we make homes affordable not just once, but permanently.

We're young, focused, and moving. Our first homes are under active development, our partnerships are growing, and our 2025 to 2035 strategic plan charts the road to 50 permanently affordable homes across the city.

Our Mission

To build permanent, community-rooted affordable homeownership in Newport News, Virginia, removing land from the speculative market so homes remain affordable today, tomorrow, and across generations.

Twylla Lozada
Twylla Lozada
Founder & Interim Executive Director
"We treat housing as a foundation for community, not a commodity."
Our Leadership

Meet our board.

Community leaders with deep roots in housing, finance, and Hampton Roads.

Twylla Lozada
Twylla Lozada
Founder & Interim Executive Director
Kevin Otey
Kevin Otey
Interim President
COO, HRCAP
Walter Fulton
Walter Fulton
Co-Founder & Treasurer
Antoinette Stone
Antoinette Stone
Secretary
James Taylor
James Taylor
Board Member
President, VHCDC
The Community Land Trust Model

One investment. Generations of affordable homes.

A Community Land Trust separates the cost of the land from the cost of the home. That one idea changes everything.

CMLF stewards the land

The trust owns the land beneath each home and holds it for the community, removing it from the speculative market for good.

Families own the homes

Homeowners build equity, gain stability, and pass on opportunity, at a price working families can actually reach.

Affordability never expires

A 99-year ground lease and a built-in resale formula keep every home affordable for the next family, and the next.

Built for the people who keep Newport News running

We serve households earning 80 to 120 percent of Area Median Income: neighbors who are priced out of the market yet earn too much to qualify for traditional assistance.

Teachers Healthcare workers First responders Military families Tradespeople Service workers

A future Land Bank

We're building toward a Land Bank to acquire vacant, abandoned, and tax-delinquent properties and return them to productive use as permanently affordable homes.

More than housing

Where we can, we invest in the shared spaces that make a neighborhood whole: community gardens, gathering spaces, and programs that support health, wellness, and connection.

What We're Building Right Now

The work is already underway.

First in city history

Our first homes: 32nd Street

Two permanently affordable homes are in active development on 32nd Street, the first Community Land Trust homeownership opportunity Newport News has ever had. When these homes welcome their first families, the city's history changes.

Strategy

A 10-year roadmap

Our 2025 to 2035 strategic plan guides our growth, governance, and community impact, with a goal of 50 permanently affordable homes across Newport News.

Partnership

LISC Virginia

We partner with regional and national organizations, including LISC Virginia, to strengthen our capacity and finance our first projects.

October 24, 2026

Rooted: A Housing Empowerment Summit

Neighbors, advocates, and partners come together around housing justice at the Downing-Gross Cultural Arts Center. Join us.

Newport News is a majority-renter city. We exist to change what ownership looks like here, block by block, family by family.
Charity Means Love Foundation
Get Involved

This work takes all of us.

Give your time

Volunteer

Lend your skills to a movement. We have active needs in digital communications, grant research, event support, community outreach, and operations.

Reach out
Give your expertise

Advisory Team

Share your knowledge on a flexible basis, without the formal commitments of board service. Guidance, connections, and insight all move us forward.

Reach out
Give your voice

Share the mission

Follow us and share our work with someone who deserves to know this opportunity exists. Every conversation opens a door.

Find us online
Contact Us

Send us a message.

Pick a topic and we will start the message for you. Edit anything, then send. We read every message personally.

Prefer email? Write to us any time at charitymeanslovefoundation@gmail.com