ROOTED: A Housing Empowerment Summit · Saturday, October 24, 2026 · Downing-Gross Cultural Arts Center · Free Register free →
The First Independent Community Land Trust in Newport News, Virginia

Be part of Newport News history.

We're creating the city's first permanently affordable Community Land Trust homeownership, so the families who keep Newport News running can own here, stay here, and build wealth here. Not for a season. For generations.

2023
Founded as the city's first independent Community Land Trust
1
First permanently affordable home entering predevelopment
50
Permanently affordable homes planned by 2035
99
Years each home stays affordable, guaranteed by ground lease
In partnership with and community partners across Hampton Roads
Who We Are

Housing as a foundation, not a commodity.

Charity Means Love Foundation (CMLF) is a 501(c)(3) public charity founded in 2023 and the first independent Community Land Trust in Newport News, Virginia. We exist to combat displacement and gentrification, and to build neighborhoods where families can put down roots and stay for generations.

Across Hampton Roads, rising land costs and speculation push longtime residents out of the very neighborhoods they helped build. We take a different path. We keep decisions close to the people our work serves, with residents, neighbors, and local leaders helping shape what gets built and for whom. And we make homes affordable not just once, but permanently.

We're young, focused, and moving. Our first homes are under active development, our partnerships are growing, and our 2025 to 2035 strategic plan charts the road to 50 permanently affordable homes across the city.

Our Mission

To build permanent, community-rooted affordable homeownership in Newport News, Virginia, removing land from the speculative market so homes remain affordable today, tomorrow, and across generations.

Twylla Lozada
Twylla Lozada
Founder & Interim Executive Director
"We treat housing as a foundation for community, not a commodity."
Our Leadership

Meet our board.

Community leaders with deep roots in housing, finance, and Hampton Roads.

Twylla Lozada
Twylla Lozada
Founder & Interim Executive Director
Kevin D. Otey Jr.
Kevin D. Otey Jr.
Interim President
COO, HRCAP
Walter Fulton
Walter Fulton
Co-Founder & Treasurer
Antoinette Stone
Antoinette Stone
Secretary
James Taylor
James Taylor
Board Member
President, VHCDC
Chantal Cooper
Chantal Cooper
Board Member
The Community Firewall
The Community Land Trust Model

One investment. Generations of affordable homes.

A Community Land Trust separates the cost of the land from the cost of the home. That one idea changes everything.

CMLF stewards the land

The trust owns the land beneath each home and holds it for the community, removing it from the speculative market for good.

Families own the homes

Homeowners build equity, gain stability, and pass on opportunity, at a price working families can actually reach.

Affordability never expires

A 99-year ground lease and a built-in resale formula keep every home affordable for the next family, and the next.

Built for the people who keep Newport News running

We serve households earning 80 to 120 percent of Area Median Income: neighbors who are priced out of the market yet earn too much to qualify for traditional assistance.

Teachers Healthcare workers First responders Military families Tradespeople Service workers

A future Land Bank

We're building toward a Land Bank to acquire vacant, abandoned, and tax-delinquent properties and return them to productive use as permanently affordable homes.

More than housing

Where we can, we invest in the shared spaces that make a neighborhood whole: community gardens, gathering spaces, and programs that support health, wellness, and connection.

Our First Homes

First Homes Enter Predevelopment

First in city history

The 32nd Street pilot

Our first pilot is advancing through property conveyance, feasibility, design, and City and NNRHA review. The plan is to create one permanently affordable Community Land Trust home, paired with a community-informed green space that puts the rest of the site to good use. Final design, approvals, and property transfer are still in progress.

Shaped with the community

A green space for growth

The balance of the site is planned as a productive green space focused on food growing and self-sufficiency. What it becomes, and who it serves, will be shaped through a community engagement series before any development begins.

Strategy

A 10-year roadmap

Our 2025 to 2035 strategic plan guides our growth, governance, and community impact, with a goal of 50 permanently affordable homes across Newport News.

Partnership

LISC Virginia

LISC Virginia supports CMLF's organizational capacity and predevelopment planning, and is the confirmed Presenting Sponsor of ROOTED: A Housing Empowerment Summit.

A Recurring Community Program

Newport News Community Developer Roundtables

Building stronger connections between local developers, housing professionals, community partners, and the resources needed to move projects forward.

CMLF's Community Developer Roundtables provide a consistent space for emerging and experienced developers to share what they are working on, discuss common barriers, exchange knowledge, and identify opportunities for collaboration.

These conversations will also help document the challenges affecting development in Newport News and connect participants with relevant information, partners, and technical resources.

Meeting Information

  • WhenFirst Wednesday of every month
  • Time5:00 PM to 6:00 PM
  • LocationLocation announced with registration

Please confirm the current meeting location when registering.

Join the conversation

Whether you're planning your first project or you've been building for years, there's a seat at the table for you.

Sign Up for a Roundtable
Newport News is a majority-renter city. We exist to change what ownership looks like here, block by block, family by family.
Charity Means Love Foundation
ROOTED: A Housing Empowerment Summit

Housing knowledge belongs to everyone.

A free, community-centered day of learning, connection, and resources, built so every neighbor leaves with something learned, someone met, and a clear path to a resource.

  • WhenSaturday, October 24, 2026, 8:30 AM to 2:00 PM
  • WhereDowning-Gross Cultural Arts Center, 2410 Wickham Avenue, Newport News, VA 23607
  • CostFree. Registration is requested, and children are welcome.
  • FoodBreakfast and lunch provided, with youth programming on site.

Presented by Charity Means Love Foundation, Empower All, and the East End Civic Association.
Presenting Sponsor: LISC Virginia.

What to expect

  • A welcoming space centered on residents, not institutions
  • Panels and conversations on the Community Land Trust model and paths to ownership
  • Direct connections to housing resources and support
  • Community, history, and a shared vision for the future of Newport News
News and Updates

Where the work stands.

October 24, 2026

Registration is open for ROOTED

Our free housing empowerment summit is open for registration. Reserve your spot, bring the family, and join a day built for the community.

Register free →
August 2026

Our first homes enter the planning phase

Following an early predevelopment meeting with the City of Newport News, we refined our 32nd Street pilot to one permanently affordable home paired with a community-informed green space. A community engagement series comes first.

CMLF team at the TowneBank Lunch and Learn presenting the Community Land Trust model
August 2026

Presenting the CLT model at a TowneBank Lunch & Learn

CMLF presented the Community Land Trust model at a TowneBank Lunch & Learn, part of the community education and lender relationships that make permanently affordable homeownership possible.

November 19, 2026

Speaking at the Governor's Housing Conference

Our Founder joins a statewide panel on women emerging as housing developers and the future of housing in Virginia.

Get Involved

This work takes all of us.

Give your time

Volunteer

Lend your skills to a movement. We have active needs in digital communications, grant research, event support, community outreach, and operations.

Reach out
Give your expertise

Advisory Team

Share your knowledge on a flexible basis, without the formal commitments of board service. Guidance, connections, and insight all move us forward.

Reach out
Give your voice

Share the mission

Follow us and share our work with someone who deserves to know this opportunity exists. Every conversation opens a door.

Find us online
Contact Us

Send us a message.

Pick a topic and we will start the message for you. Edit anything, then send. We read every message personally.

Prefer email? Write to us any time at charitymeanslovefoundation@gmail.com

Memberships and Affiliations

Proud to be part of the community we serve.

Charity Means Love Foundation is a proud member of the Virginia Peninsula Chamber.

Charity Means Love Foundation is a proud member of the Hampton Roads Housing Consortium.